关于新政，假设一个人要在大连买首套房，标价80万，公积金贷款上限45万，首付需要拿出多少现金？是16万吗？假设手头有20万现金，45万公积金贷款，15万商贷可以买下吗？国家规定的首付三层又是什么意思
提问者 : soufun-w43382
时间 : 2015-04-03 19:19:00
所属分类 : 买房-收房验房
回答详情共有3个回答
王铭锐
个人公积金贷款只能贷30万，夫妻两人贷款不得超过50万，而且首付是总价的三成，首付是24万
2015-04-03 19:53:00
恋人宿舍
首付35万，如果买商品房组合贷款，商业贷款可以再贷款15万，二手房公积金管理中心暂时还没有明文规定。
2015-04-04 10:09:00
徐品若
80万 个人买，需要组合贷款，45万公积金，总房款3成，剩下的商代
2015-04-04 12:28:00
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